The answer is – yes! You can earn free money online fast, even without any web site or affiliate marketing. You'll only need to invest some of YOUR time and a small amount of money.

It doesn't matter if you are a stay-at-home Mom or Dad; a college student or a teacher; someone looking for a business opportunity; saving up for something special; or you just need to pay off some bills. The bottom line is this - you could use an extra source of income, right?

To begin here are some quick Questions & Answers you may have about free Internet cash:

Q: How much money can I make?

A: Several hundred. It depends only on YOU.

Q: How fast?

A: You'll have the money in your bank no later then 3 months. Usually, on average it should take about 2 months.

Q: Can anyone do it?

Yes, but in this article I will explain how to earn free money online only if you are: from the USA, you have a credit card, and you can invest some small money in order to make much, much more.

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If one thing is for sure, it's that nothing out there is totally free. (And if someone says it is, they're probably selling something.) Whatever business online or offline - in order to make money you must invest some first. And I will tell you shortly where and how to do that. Just keep reading on...

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Q: Is it safe to use my credit card?

A: Yes, absolutely.

Q: Must I have a web site or a list?

A: Nope. If you are from the USA and if you have a credit card, you can start earning free money online immediately.

OK, enough of playing the questions and answers game. Your only question left by now must be...

Where And How Do I Get The Free Cash?

The short answer is - using online rewards programs.

Don't know what a rewards program is? A rewards program pays cash for all your actions: completing offers, shopping, reading emails, referring your friends, and more. You can visit http://www.cash4offers.com and see what a typical rewards program looks like and how it works.

Now I guess there should be two categories of readers. The internet "newbies", who will say they don't understand how it all works; and the internet gurus who will say that all reward programs are scams.

Wait! I will prove to you that they work in a moment; and that you can make not only extra cash but receive some great stuff too.

To get started making money with incentive companies, one needs to create an account with a rewards program like Cash4Offers. You will need an email address to sign up...

Worried about your privacy and spam? Please don't! They will never send you spam, you can cancel anytime, and the email address is only used to track all of your actions when you complete offers, shop, etc. That's how they know who to pay the free money.

Hey, in most cases you will get a sign-up bonus just for signing up!

And now, I'll explain to you...

How to Earn Free Money Online Completing Offers?

Here is the Cash4Offers offers section link: http://www.cash4offers.com/offers.php?c=ALL&email=&uid=

If you click on the above link you can see that there are many various offers available, ranging from credit card applications to internet service provider deals. And, they all will pay a certain amount of cash to your Cash4Offers account if you accept them... But, just to warn you, most of the offers will require that you use your credit card. That's why I told you about the money you'll need to invest in the beginning. Not to worry though, you can definitely make more than you spend, and most of the offers are great trial deals where you can receive not only free cash but top merchandise too.

There were total of 111 offers available when I wrote this article on 22/11/2004.

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Make sure to log-in to your account and access the offers from the member's area when completing the offers so that your cash is credited to your account.

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If you wonder where the free money comes from, here is the answer - incentive companies are affiliated with top online merchants (advertisers), and the merchants pay a commission for advertising their products and services. Rewards companies pass the majority of the commission they make on to YOU, the customer, when you accept their offers!

And here is my promise to you...

A Proof You Can Earn Free Money Online

Please open or download the following excel file to your computer: http://www.cash4offers.com/offers_rewards.xls

As you can see I have selected only the offers that interested me from the first 3 pages of all available offers at Cash4Offers. And look what my earnings potential is -- I can make $65.40 after completing only 13 offers (approximately $5.00 for each offer), and receive a bunch of great merchandise too! Remember there were 111 offers available. Imagine how much I could earn if I completed all of the offers?!

It doesn't matter if you have already signed up with a rewards program or not, I advise you to explore all available offers and use the above excel file as a template in order to evaluate your earnings potential. Just click on each offer that interests you and make notes of all offer details - how much you earn, how much you have to invest, your profit, the merchandise you receive, and your total profit. Use the template every time you decide to complete offers online.

It really helps to decide which offers are the best choice for you and what you will receive by completing each of them. Of course, although there are well over one hundred offers available, you should complete only the ones that really interest you. You are not going to apply for all available credit card offers, or get a free trial of all ISPs, are you? My guess is that you should be able to make about $200 - $500 by completing all of the offers that interest you.

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How long does it take to receive cash for completing the offers? Well, some offers pay instantly! And some may take up to 30 days (e.g. some credit card applications) before you receive your cash to your reward program's account.

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If you don't receive the cash from the offer within 30 days of accepting it, you should contact the rewards program and send them all of the details related to the offer:

The date of offer completion

The confirmation email

Your contact info: name, email address, phone number etc.

Usually the rewards company will do the investigation for you and if you really completed the offer (offers) they will credit your account with the offer cash amount within about 3 weeks.

Got your cash in your account? Great! What's next? Now, the last step...

Request Payment & Verify Your Account

Why do reward programs ask you to verify your account by phone or mail? The answer is simply this - they are trying to protect their advertisers and themselves from fraud.

So, request your payment either by check or another method if available, and expect a phone call several days before your payment is processed. You should receive your payment in about a week or two!

Well, it was easy making free cash on the internet, wasn't it? But your earning potential doesn't stop there, you could make even more by receiving cash-back for shopping or referring your friends. But that's another story for the next article.

P.S. FYI, you can choose to receive great free stuff like computers, TVs, gift cards and much more instead of free cash, again, by completing offers. Visit http://www.1st-in-rewards.com for more information about all available online rewards that you can take advantage of.

Gerardas Norkus is a successful author and publisher of http://www.1st-in-rewards.com. Great tips on receiving free merchandise and money from top online rewards programs.

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